{"id":8680,"date":"2023-07-28T20:00:07","date_gmt":"2023-07-28T23:00:07","guid":{"rendered":"https:\/\/www.didasantos.com.br\/v1\/?p=8680"},"modified":"2023-07-28T20:00:07","modified_gmt":"2023-07-28T23:00:07","slug":"procon-de-vitoria-da-conquista-realiza-mutirao-de-renegociacao-de-dividas-de-1o-a-10-de-agosto","status":"publish","type":"post","link":"https:\/\/www.didasantos.com.br\/v1\/2023\/07\/28\/procon-de-vitoria-da-conquista-realiza-mutirao-de-renegociacao-de-dividas-de-1o-a-10-de-agosto\/","title":{"rendered":"Procon de Vit\u00f3ria da Conquista realiza Mutir\u00e3o de Renegocia\u00e7\u00e3o de D\u00edvidas de 1\u00ba a 10 de agosto"},"content":{"rendered":"<p>Vit\u00f3ria da Conquista realiza de 1\u00ba a 10 de agosto (somente nos dias \u00fateis), das 9h \u00e0s 17h, na Prefeitura da Zona Oeste (PZO), situada no Centro Cultural Glauber Rocha,\u00a0 o Mutir\u00e3o Municipal de Renegocia\u00e7\u00e3o de D\u00edvidas, organizado pela Superintend\u00eancia Municipal de Prote\u00e7\u00e3o e Defesa do Consumidor (Procon). Todos os consumidores conquistenses com n\u00edvel de endividamento que ultrapasse sua capacidade de pagamento v\u00e3o poder buscar, de forma acess\u00edvel, solu\u00e7\u00f5es para o pagamento de suas d\u00edvidas, como forma de garantir uma renda m\u00ednima existencial ao consumidor.<\/p>\n<div id=\"attachment_302251\" class=\"wp-caption aligncenter\"><img decoding=\"async\" loading=\"lazy\" class=\"wp-image-302251 size-large colorbox-302247\" src=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-1021x680.jpg\" sizes=\"(max-width: 1021px) 100vw, 1021px\" srcset=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-1021x680.jpg 1021w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-200x133.jpg 200w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-473x315.jpg 473w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-768x512.jpg 768w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016-680x452.jpg 680w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/IMG-20230727-WA0016.jpg 1600w\" alt=\"\" width=\"1021\" height=\"680\" aria-describedby=\"caption-attachment-302251\" \/><\/p>\n<p id=\"caption-attachment-302251\" class=\"wp-caption-text\">Rafael Meira, coordenador do Procon<\/p>\n<\/div>\n<p>Segundo o coordenador do Procon, Rafael Meira, a organiza\u00e7\u00e3o do mutir\u00e3o segue as diretrizes do pr\u00f3prio munic\u00edpio. \u201cTemos um governo direcionado \u00e0s pessoas e essa quest\u00e3o do endividamento afeta a dignidade da pessoa, afeta a vida familiar do consumidor. Ent\u00e3o, a inten\u00e7\u00e3o desse mutir\u00e3o \u00e9 proporcionar um espa\u00e7o adequado e \u00e1gil para tratar a quest\u00e3o do endividamento dos consumidores conquistenses\u201d, declarou.<\/p>\n<div id=\"gallery-2\" class=\"gallery galleryid-302247 gallery-columns-2 gallery-size-large\">\n<dl class=\"gallery-item\">\n<dt class=\"gallery-icon landscape\"><a class=\"cboxElement\" href=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11.jpeg\"><img decoding=\"async\" loading=\"lazy\" class=\"attachment-large size-large colorbox-302247 \" src=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11-680x680.jpeg\" sizes=\"(max-width: 680px) 100vw, 680px\" srcset=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11-680x680.jpeg 680w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11-315x315.jpeg 315w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11-768x768.jpeg 768w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11-150x150.jpeg 150w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.11.jpeg 1300w\" alt=\"\" width=\"680\" height=\"680\" \/><\/a><\/dt>\n<\/dl>\n<dl class=\"gallery-item\">\n<dt class=\"gallery-icon landscape\"><a class=\"cboxElement\" href=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12.jpeg\"><img decoding=\"async\" loading=\"lazy\" class=\"attachment-large size-large colorbox-302247 \" src=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-680x680.jpeg\" sizes=\"(max-width: 680px) 100vw, 680px\" srcset=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-680x680.jpeg 680w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-315x315.jpeg 315w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-768x768.jpeg 768w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-150x150.jpeg 150w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12.jpeg 1300w\" alt=\"\" width=\"680\" height=\"680\" \/><\/a><\/dt>\n<\/dl>\n<dl class=\"gallery-item\">\n<dt class=\"gallery-icon landscape\"><a class=\"cboxElement\" href=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1.jpeg\"><img decoding=\"async\" loading=\"lazy\" class=\"attachment-large size-large colorbox-302247 \" src=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1-680x680.jpeg\" sizes=\"(max-width: 680px) 100vw, 680px\" srcset=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1-680x680.jpeg 680w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1-315x315.jpeg 315w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1-768x768.jpeg 768w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1-150x150.jpeg 150w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.12-1.jpeg 1300w\" alt=\"\" width=\"680\" height=\"680\" \/><\/a><\/dt>\n<\/dl>\n<dl class=\"gallery-item\">\n<dt class=\"gallery-icon landscape\"><a class=\"cboxElement\" href=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13.jpeg\"><img decoding=\"async\" loading=\"lazy\" class=\"attachment-large size-large colorbox-302247 \" src=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13-680x680.jpeg\" sizes=\"(max-width: 680px) 100vw, 680px\" srcset=\"https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13-680x680.jpeg 680w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13-315x315.jpeg 315w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13-768x768.jpeg 768w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13-150x150.jpeg 150w, https:\/\/www.pmvc.ba.gov.br\/wp-content\/uploads\/WhatsApp-Image-2023-07-28-at-11.12.13.jpeg 1300w\" alt=\"\" width=\"680\" height=\"680\" \/><\/a><\/dt>\n<\/dl>\n<\/div>\n<p><strong>Quem pode participar do mutir\u00e3o<\/strong><\/p>\n<p>Qualquer consumidor que tenha d\u00edvidas em atraso pode participar do mutir\u00e3o. N\u00e3o h\u00e1 limites nos valores das d\u00edvidas, nem de renda.<\/p>\n<p><strong>Tipos de d\u00edvidas<\/strong><\/p>\n<p>O mutir\u00e3o abranger\u00e1 a renegocia\u00e7\u00e3o de d\u00edvidas de diferentes credores, como institui\u00e7\u00f5es financeiras, empresas de telefonia, \u00e1gua, energia el\u00e9trica, entre outros.<\/p>\n<p>Mas n\u00e3o ser\u00e3o negociadas d\u00edvidas de pens\u00e3o aliment\u00edcia, impostos, taxas, cr\u00e9dito rural e contratos imobili\u00e1rios com garantia real (por exemplo, penhora ou aliena\u00e7\u00e3o fiduci\u00e1ria).<\/p>\n<p><strong>Documentos necess\u00e1rios<\/strong><\/p>\n<p>Para ser atendido no mutir\u00e3o, o consumidor dever\u00e1 apresentar as vias originais e c\u00f3pias dos seguintes documentos:<\/p>\n<ul>\n<li>RG;<\/li>\n<li>CPF;<\/li>\n<li>Comprovante de resid\u00eancia em Vit\u00f3ria da Conquista e em nome do consumidor;<\/li>\n<li>Comprovante de renda (3 \u00faltimos contracheques);<\/li>\n<li>Comprovante de rescis\u00e3o de contrato de trabalho, caso o consumidor esteja desempregado (carteira de trabalho, termo de rescis\u00e3o etc);<\/li>\n<li>Comprovante de Inscri\u00e7\u00e3o em \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito (SPC, Serasa, etc), se for o caso;<\/li>\n<li>Contrato;<\/li>\n<li>Fatura, boleto, carn\u00ea, carta de cobran\u00e7a ou outro documento que comprove a exist\u00eancia e valor atualizado da d\u00edvida;<\/li>\n<li>Comprovantes de pagamentos das parcelas da d\u00edvida que j\u00e1 foram quitadas;<\/li>\n<li>Nota fiscal, caso a d\u00edvida tenha origem na aquisi\u00e7\u00e3o de produto ou servi\u00e7o;<\/li>\n<\/ul>\n<p><strong>Como ser\u00e1 a negocia\u00e7\u00e3o<\/strong><\/p>\n<p>Um atendente do Procon ir\u00e1 registrar a demanda do consumidor e de imediato far\u00e1 um contato telef\u00f4nico com os credores para estabelecer uma renegocia\u00e7\u00e3o da d\u00edvida. Sendo estabelecida essa renegocia\u00e7\u00e3o, vai ser pactuada a forma de pagamento e prazos. \u201cIsso tudo mediante anu\u00eancia de ambas as partes e a\u00ed sim o consumidor vai ter no\u00e7\u00e3o de como foi repactuado a d\u00edvida dele, quais s\u00e3o as novas obriga\u00e7\u00f5es contratuais que ele assume no \u00e2mbito do mutir\u00e3o\u201d, explica o coordenador.<\/p>\n<p>Pela negocia\u00e7\u00e3o com os credores ser feita durante o atendimento, as senhas ser\u00e3o distribu\u00eddas de acordo com a capacidade de atendimento no pr\u00f3prio dia.<\/p>\n<p>O Procon informa ainda que o atendimento ser\u00e1 registrado no nome do consumidor que consta no contrato, nota fiscal ou cupom fiscal. Por\u00e9m, \u00e9 poss\u00edvel indicar um procurador. No caso de indica\u00e7\u00e3o do procurador, este dever\u00e1 apresentar, al\u00e9m dos documentos indicados acima, o seu RG (via original e c\u00f3pia) e uma procura\u00e7\u00e3o simples (n\u00e3o \u00e9 preciso reconhecer firma).<\/p>\n<p><strong>Alerta:<\/strong><\/p>\n<p>O Procon de Vit\u00f3ria da Conquista n\u00e3o envia mensagens ou links para os consumidores se cadastrarem em qualquer programa de negocia\u00e7\u00e3o de d\u00edvida ou para registrar reclama\u00e7\u00f5es.<\/p>\n<div class=\"ssba-classic-2 ssba ssbp-wrap left ssbp--theme-1\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Vit\u00f3ria da Conquista realiza de 1\u00ba a 10 de agosto (somente nos dias \u00fateis), das 9h \u00e0s 17h, na Prefeitura da Zona Oeste (PZO), situada no Centro Cultural Glauber Rocha,\u00a0 o Mutir\u00e3o Municipal de Renegocia\u00e7\u00e3o de D\u00edvidas, organizado pela Superintend\u00eancia Municipal de Prote\u00e7\u00e3o e Defesa do Consumidor (Procon). Todos os consumidores conquistenses com n\u00edvel de &hellip;<\/p>\n","protected":false},"author":3,"featured_media":8682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[22],"tags":[],"_links":{"self":[{"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/posts\/8680"}],"collection":[{"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/comments?post=8680"}],"version-history":[{"count":1,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/posts\/8680\/revisions"}],"predecessor-version":[{"id":8683,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/posts\/8680\/revisions\/8683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/media\/8682"}],"wp:attachment":[{"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/media?parent=8680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/categories?post=8680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.didasantos.com.br\/v1\/wp-json\/wp\/v2\/tags?post=8680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}